Authorized WIMPER Institute Implementation Partner
Your WIMPER Plan. Built for Hawaii Employers.
WIMPER Hawaii is the local employer destination and authorized implementation partner for WIMPER Institute. Hawaii employers already invest in employee health coverage. Brandon helps you evaluate whether a compliant Section 125 and 105 integration can recover FICA dollars alongside what you already provide.
Why Hawaii Employers Run a WIMPER Plan
- Recover 7.65% employer FICA on qualifying pre-tax contributions
- Works alongside your existing health coverage and the Prepaid Health Care Act
- Increase employee take-home pay through pre-tax structuring
- Deliver $1,800+ in supplemental benefits at no net cost to your business
- Your plan, your control. We help you set it up and keep it compliant.
How the WIMPER Program Works
IRC §125 Cafeteria Plan
Employees elect pre-tax contributions, reducing taxable wages for both you and your team. This is a well-established IRS structure that has been in place for decades.
IRC §105(b) Reimbursement Plan
An employer-funded self-insured medical reimbursement plan covers qualifying medical expenses. Reimbursements are tax-free when properly structured.
Employer-Owned, Employer-Run
This is your plan. Not a vendor product. Not a third-party scheme. You own it, you run it, and Brandon helps you keep it compliant and running smoothly.
FICA Savings Calculator
The Hawaii Advantage
You Already Provide Coverage
Hawaii's Prepaid Health Care Act means you're already investing in employee health insurance. WIMPER layers on top of that existing coverage to unlock FICA savings you're currently leaving on the table.
Authorized Hawaii Implementation Partner
WIMPER Hawaii is the local employer destination for the WIMPER program. Brandon helps Hawaii employers evaluate fit, review ProForma numbers, and move through implementation with WIMPER Institute as the national authority.
Every Dollar Matters
Operating in Hawaii is expensive. FICA recovery puts real money back into your business. A 100-person company can save $89,600+ per year without changing your existing health plan.
How We Help You Get Started
1. ProForma Analysis
We look at your payroll data and project your exact FICA recovery based on employee count and estimated participation.
2. Plan Structuring
Plan documents are built to meet IRS requirements for Section 125 and Section 105(b). Everything is structured for compliance from day one.
3. Payroll Integration
A test payroll cycle validates the integration before go-live. Works with ADP, Paychex, QuickBooks, Gusto, and other systems.
4. Ongoing Support
Your compliance vault, nondiscrimination testing, and annual reporting are handled. You run the plan. We keep the paperwork clean.
WIMPER Hawaii is the authorized Hawaii implementation partner for
WIMPER InstituteWIMPER Institute provides the national education and compliance framework. WIMPER Hawaii helps local employers evaluate and implement with Brandon. See the implementation path →
Ready to See Your Numbers?
Request a ProForma based on your company's actual payroll data. Takes about 2 minutes. No obligation.
Request Your ProForma